Financial Analysts Journal

My hub of 25 yrs still wont draw the line with his folks. They have never been there for our disabled child?

They waited until our youngest was 20 before they tried to have communication with us. They told me to just ‘give up my child’ and have treated me like dirt. Christmas involves them removing themselves from a room that I am in. They tell my kids ‘we wont do things with you because we really dont know you’. They never made an effort. Now they want us to be there for them in their old age. I want nothing to do with them, and I certianly do not want their bills. I have enough medical of my own to cover many years, but his mom was saying we are so in debt when we die you kids will have to share the responsibility of our bad money management. I asked my husband to cut off communications with them, he basically says “I will deal with it” and does not. I finally wrote a letter asking them to no longer communicate, and he wants ME to go to counseling because I hurt his dads feelings. Im ready to say the he** with it and be done with him and the whole family.

WOW! WHAT JERKS!

Same here. I know the feeling. But with me it’s his sister who is viscous and aloof, but unfortunately runs the whole family.
I have cut off contact with her 8 years ago. I have been with my “quasi husand” for nearly 15 years. There’s a reason he isn’t my husband and we are childless, and I’m just realising the truth. It’s because I didn’t want to be anymore linked to his family.

The thing of it is… when I cut contact and demanded he confront her, disallowing her into our home, there was no other choice. We were seconds from splitting up and I was DAMN WELL SERIOUS. I was ready to end it and move out.

Now he’s putting on me again, acting as if I’m the problem. Ad his family enables her and sides with her, but I know the truth.

And trust me, the truth and YOUR HAPPINESS is what matters.

LIFE IS VERY VERY VERY SHORT, don’t spend the rest of it unhappy.

If he wants to “deal with it” maybe he should do so alone.

Money Management Tips for 2011

7 Steps to Becoming Financially Free $19.95 Packed with anecdotes and real-life experiences, 7 Steps to Becoming Financially Free offers a solid Catholic perspective on how to make the most of God’s generous gifts. In addition to understanding the necessary nuts and bolts of financial management, budgeting, and investing, discover how your Catholic Faith can be the base of a sound financial future! Author, financier, and life-long Catholic, Phil Lenahan, weaves personal experiences with catechetical training and real financial counseling experience to provide clarity on some of the biggest issues facing Catholics and their families today: Developing a closer relationship with the Lord Strengthening your marriage and family life Getting out of debt Paying for your children’s education Managing your money more effectively Buying your own home Investing in your future ? and all the while, staying true to how God intended for you to manage His gifts. Here is how to take the gifts God has given you ? your skills, your education, your training, your income ? and using them as He intended. Here is how to not just get out of debt and begin saving, but to wisely and deliberately set budgeting priorities and achieve financial goals that reflect what you believe as a Catholic.

7 Steps to Becoming Financially Free $19.95 7 Steps to Becoming Financially Free Workbook offers all the nuts and bolts to make the most of God’s generous gifts. In this perfect complement to the book, 7 Steps to Becoming Financially Free, you?ll find all the necessary tools to implement sound principles of financial management, budgeting, and investing in your life. An author, financier, and lifelong Catholic, Phil Lenahan weaves personal anecdotes with sound Catholic teaching and extensive financial counseling experience to help you gain clarity on some of the biggest issues you face today. Most important, he shows you why your financial plan is part of a much larger spiritual plan that God has in mind for you. 7 Steps to Becoming Financially Free Workbook walks you through the right spreadsheets, spending analyses, calculators, metrics, and helpful prompts to create the best financial plan for yourself and your family ? without losing sight of Catholic teachings regarding money, being good stewards, and trusting God’s plan. It helps you to appreciate the gifts God has given you ? your skills, your education, your training, your income ? and shows you how to use them as He intended. True financial freedom is about a lot more than just getting out of debt or saving for retirement. True financial freedom is being a good steward of all that God has blest us with, and trusting in His providence as we set our future goals. Start your journey to true financial freedom today.

A Guide to Family Financial Counseling: Credit, Debt, and Money Management $5.25 Used

Don’t Tell Me What to Do, Just Send Money: The Essential Parenting Guide to the College Years $0.99 Finally, a Dr. Spock for College Parents Does your daughter call home in tears over the latest “crisis,” leaving you feeling helpless and concerned? Is your son confused about his major? When children leave for college many parents feel uncertain about their shifting role. By emphasizing the importance of being a mentor, Don’t Tell Me What to Do, Just Send Money shows that parents may have lost control over their college student, but they haven’t lost influence. Brimming with humorous case examples and realistic dialogues, this comprehensive guide covers the fundamental college issues, including: * Preparing for College: what to bring, how to stay in touch, and how to handle money * Adjusting Socially: roommates, stress, time management, and Greek life * The Search for Identity: intimate relationships, choosing a major, and lifestyle and value decisions * Handling Crises: depression, drug and alcohol abuse, dropping out, and eating disorders * Postgraduate Choices: job hunting, internships, and graduate schools Christine Schelhas-Miller teaches adolescent development in the department of human development at Cornell University and is a consultant to independent, secondary schools on issues related to adolescent development. For over twenty years she has worked in higher education, providing academic, personal, and career counseling to students. She is the parent of two children and lives in Ithaca, New York.

Lifelines for Money Misfortunes: How to Overcome Life’s Greatest Challenges $1.99 For the past three decades, Stephen Pollan has introduced thousands of individuals to innovative new strategies for dealing with their careers, money, and numerous other issues that are a part of the “business of life.” Through his bestselling books—as well as television appearances and counseling services—he has empowered people to take charge of their lives.Now, in Lifelines for Money Misfortunes, Pollan—with the help of coauthor Mark Levine—looks to share more of his cutting-edge ideas with you, regardless of your income level or comfort with handling money. Lifelines for Money Misfortunes takes a holistic approach to dealing with the unpredictable accidents, disasters, and crises that disrupt our carefully planned lives. Drawing on Pollan’s expert legal and financial experience, as well as the experiences of numerous savvy professionals—including mediators, career counselors, social workers, insurance adjustors, and more—this reliable resource reveals both the secrets of personal crisis management and the tactics for overcoming catastrophes that could upset your financial equilibrium.Written in a straightforward and accessible style, this practical guide offers effective advice on dealing with life’s most serious situations. Each chapter focuses on a different crisis and presents a “Lifeline” for successfully navigating that specific circumstance. Some of the issues covered throughout these pages include:Your parents or adult children need financial supportYou’re getting divorcedYou can’t make your loan or credit card paymentsYou’re accused of a crimeYou’re facing large, uncovered medical billsLifelines for Money Misfortunes also outlines coping plans that can be used to handle financial and other matters during any crisis, and illustrates the most effective ways to implement them. Filled with real-world stories of individuals who have endured the disasters

Money Before Marriage: A Financial Workbook for Engaged Couples $7.46 New – Larry Burkett summarizes his key insights into wise money management that come from more than twenty years of intense Bible study and experience in counseling thousands of financially troubled couples.

Real Estate Investing for Dummies. $5.09 From The Publisher:An easy-to-read, comprehensive guide to the best investment money can buy.Safe from the arbitrary ups and downs of the stock market, real estate has rapidly become one of America’s favorite investments. Offering stability, reliability, and excellent long-term returns, it’s no wonder that so many Americans are now looking at real estate as their primary investment vehicle.Real Estate Investing For Dummies covers all the basics of real estate investing for beginners–as well as more complicated investment strategies for anyone serious about building long-term wealth. It features commonsense coverage of every sort of investment, including commercial real estate, rental properties, vacation homes, distressed properties, land, and real estate mutual funds and investment trusts (REITs). It helps readers maximize their real estate investments by explaining the keys to successful investment and describing both common and uncommon investment strategies, including fixing and flipping, foreclosures, no-money-down deals, auctions, tax sales, triple-net, and more.Bestselling personal finance and real estate authors Eric Tyson and Robert Griswold combine their extensive experience to produce a handy guide that covers every aspect of both investing in and financing properties. For unbeatable advice suitable for first-timers and experienced investors alike, Real Estate For Dummies offers a holistic look at real estate investing that is both accessible and practical.About The Author:Eric Tyson, MBA, is a best-selling author and syndicated columnist. Through his counseling, writing, and teaching, he equips people to manage their personal finances better and successfully direct their investments. Eric is a former management consultant to Fortune 500 financial service firms and has successfully invested in real estate for more than two decades.Despite his wealth of financial knowledge, Eric is one of the rest of us