Financial Analysts Journal

Untapped Retail and Banking Sectors Offer Immense Potential for Smart Cards in India

According to a new report from IMARC Group, the penetration of smart cards in the Indian banking and retail industries are currently very low but offer immense opportunities for future growth. Findings from the report suggests that the Indian retail industry has transactions worth hundreds of billions of dollars a year with around one third of these transactions done through electronic means. Although around 58% of these transactions are currently done using credit and debit cards, the current usage of smart card technology remains very low in this sector. This trend can be attributed to the fact that only a fraction of credit and debit cards in India are currently based on smart cards. Most banks in India, however, are shifting from magnetic stripe cards to chip based cards. This is expected to create a huge opportunity of smart cards in this segment. Apart from bank cards, findings from the report suggested that the Indian retail sector also provides huge opportunities in a number of other segments where smart cards currently have a negligible presence such as E-Purse, loyalty cards, frequent shopper, frequent flyer, food courts, gaming zones, etc.

IMARC’s new report entitled “Indian Smart Cards Industry Market Report & Forecast 2011-2016” gives a deep insight into the Indian smart cards market. The research study serves as an analytical as well as a statistical tool to understand the market trends, structure, drivers, restraints and the outlook of the market till 2016. This report can serve as an excellent guide for investors, researchers, consultants, marketing strategists, and all those who are planning to foray into Indian smart cards market in some form or the other.

What We Have Achieved in this Report

• Comprehensive situation analysis of the Indian smart cards market and its dynamics.

• Identified all application segments/sub-segments and quantified their current and future market potential.

• Provided a robust long range value and volume forecast for all segments and sub-segments.

• Provided an understanding of key drivers and restraints and their impact on current and future market performance.

Smart Card Application Segments and Sub-segments Covered in this Report

• Telecommunication

• National Population Registry Project

• Financial Services

• Credit & Debit Cards

• Financial Inclusion

• PAN Cards

• Travel Identity

• Driving License

• Registration certificates

• Passports

• Automatic Fare Collection

• Metro Rail Projects

• Bus projects

• Indian Railways

• Healthcare

• Rashtriya Swasthya Bima Yojna

• Ex-servicemen Contributory Health Scheme

• Public Distribution System

Focus of the Analysis for Each Segment & Sub-segment

• Segment/Sub-segment Overview

• Smart Card Implementation Scenario

• Historical and Future Smart Card Volume Demand

• Historical and Future Smart Card Value Demand

Focus of the Analysis for Each Segment & Sub-segment

• Segment/Sub-segment Overview

• Smart Card Implementation Scenario

• Historical and Future Smart Card Volume Demand

• Historical and Future Smart Card Value Demand

Methodology

Initial Exploration of the Indian Smart Cards Market: Conducted secondary and primary market research to complement/enhance our current knowledge and define key market segments and sub-segments.

Qualitative Market Research: Interviewed various industry stakeholders to gain a comprehensive insight on all major segments and sub segments. This included understanding key metrics and events such as smart card requirements, current and future demand, implementation timelines, success and risk factors, costs, etc.

Quantifying the Current &Future Market Potential: Consolidated our results to quantify the value and volume potential of smart cards in each segment and sub-segment.

Validating Our Results: Collaborated with industry stakeholders to validate our results and findings.

Information Sources

Information has been sourced from both primary and secondary sources:

• Primary sources include industry surveys and face to face/telephone interviews with industry experts.

• Secondary sources include proprietary databases and search engines. These sources include company websites and reports, books, trade journals, magazines, white papers, industry portals, government sources and access to more than 4000 paid databases.

To buy the complete report or to get a free sample, please contact:

IMARC Group Asia

Email: apac@imarcgroup.com

Phone: +91-120-425-6531

IMARC Group North America

Email: america@imarcgroup.com

Phone: +1-631-791-1145

To know more please visit: http://www.imarcgroup.com/

Clarify Banking Metrics

Essentials of Tissue Banking $189 With the very recent (2005/6) introduction of the European Directive on cell and tissue banking, a paradigm shift is taking in raising standards on all aspects of tissue banking from procurement to processing, from storage to clinical usage. A number of monographs have appeared giving guidance on GMP and quality systems that should be adhered to. There are also good guidelines on the significance of the new regulations that have been enacted. However, there is a significant lack of information on the scientific basis and rationale on why tissue banking practices have developed the way they have. Many of them have developed without much validation and have been in use for many years, copied from one tissue bank to another. There are some good articles on some scientific aspects of tissue banking practices, but they are in relatively old and somewhat obscure journals. It is my intention to get a series of eminent experts to each write a chapter or two on the up to date scientific and medical basis of tissue banking practices. To my knowledge, there is no such book in existence.Moreover in the modern world of tissue banking, safety of tissues has taken an increasingly important role as has appropriate use of tissues (including clinical governance). I intend to cover these areas as well.

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Handbook of Financial Intermediation and Banking $160 The growth of financial intermediation research has yielded a host of questions that have pushed “design” issues to the fore even as the boundary between financial intermediation and corporate finance has blurred. This volume presents review articles on six major topics that are connected by information-theoretic tools and characterized by valuable perspectives and important questions for future research. Touching upon a wide range of issues pertaining to the designs of securities, institutions, trading mechanisms and markets, industry structure, and regulation, this volume will encourage bold new efforts to shape financial intermediaries in the future. * Original review articles offer valuable perspectives on research issues appearing in top journals * Twenty articles are grouped by six major topics, together defining the leading research edge of financial intermediation * Corporate finance researchers will find affinities in the tools, methods, and conclusions featured in these articles

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American Commercial Banks in Corporate Finance: A Study in Banking Concentrations $269.54 This book argues with facts and figures that a small group of New York banks, by means of term loans and working in close collaboration with their affiliated life insurance companies, exerted a strong influence over the supply of money and credit, and thus over the economy, throughout the years of the Depression. This study analyzes the growth of term loan under the depression, the concentration of the loans in a handful of powerful New York banks, the interplay between these banks and large life insurance companies in the capital market, and the resulting economic consequences. It also details the changes that took place in the leadership within the financial hierarchy during the depression: the J.D. Rockefeller interests replaced the Morgan-First National interests as the country’s dominant financial power- a change that has escaped previous scholarly notice.Originally used as a credit instrument to finance distressed corporations during the prolonged depression, term lending by commercial banks gained momentum in the mid-1930s and had, by 1940, accounted for 30-50% of the outstanding loans held by New York, and Chicago banks. Although a number of studies have attempted to explain the significance of term loans in corporate finance during this period, their treatment of the subject was relatively limited in scope due to absence of systematic data on loans provided by individual banks to their corporate borrowers. This study is the first to investigate all the loans reported by the borrowing corporations to the Securities Exchange Commission between 1935 and 1941 and also to make use of the abundant related materials that appear in a wide range of journals and public documents. Contrary to widely held belief, the banking reforms of the New Deal era failed to reduce Wall Street’s influence over finance and industry.

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Deed of Covenants of the Bradford Commercial Joint-Stock Banking Company, Etc. $11.83 New – Title: Deed of Covenants of the Bradford Commercial Joint-Stock Banking Company, etc.Publisher: British Library, Historical Print EditionsThe British Library is the national library of the United Kingdom. It is one of the world’s largest research libraries holding over 150 million items in all known languages and formats: books, journals, newspapers, sound recordings, patents, maps, stamps, prints and much more. Its collections include around 14 million books, along with substantial additi

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Discovery Of The Cause, Nature, Cure And Prevention Of Epidemic Cholera $11.65 Purchase of this book includes free trial access to www.million-books.com where you can read more than a million books for free.This is an OCR edition with typos.Excerpt from book:APPENDIX EXTEACTS FROM BRITISH JOURNALS. Blights And Choleba.—In Banking’s Abstract, January, 1854, p. 219, will be found the following notice of blight in vegetation coincident with Cholera, corroborating my theory: ” The swarms of flies which have been noticed at Newcastle, during the present epidemic, and which were noticed in the epidemic of 1832 at Montreal, seem to mark one phase of that blight in vegetation and murrain among cattle, which has preceded the Cholera scourge, and which still attends 11 p, in it.” The following establishes the coincidence of blight and pestilence. ” The coincidence of blight with pestilence has been recorded from ancient times, and the wide spread potatoe disease, which has now extended to almost every region of the globe, concurrently with the presence of the influenza and cholera poisons in the air, may possibly be a modern instance of it.”—(Report on Quarantine, London, 1849, p. 14.) The course of nature—the annual revolution of the earth— is governed by laws more or less favorable to the perfect development, or the perfection of vegetable life ; and imperfection, decay and death of vegetation inhere also in those laws. It is morally impossible it could be otherwise. Deity could not carry out the law of the seasons, and the succession of vegetable and animal life by natural causes otherwise. Imperfect vegetation leaves the lower orders of animals and man on defective alimentation; and thus inlays latent disease, to be developedunder excessive impressions of the meteoric vital stimulants. Hence the coincidence in all time of blight and pestilence, the latter following, as the tides follow the moon’s southing; and yet the exciting causes—ardent meteoric impressions must concur to develop fully the epidemic

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File Number 113 Or The Secret Of The Plundered Safe $18.51 Gaboriau was the first French novelist to write detective novels. His character Monsieur Lecog, private detective, first appeared in the novel, The Widow Lerouge. The novel begins: The following item appeared in the evening journals of Paris, dated Tuesday, February 28, 18-, under the head of City News: There was great consternation this morning in the banking and financial centers, caused by a daring robbery at the house of one of our eminent money-spinners, M. Andre Fauvel. The bold and skillful depredators by some means entered the banking establishment, where they forced a patent lock of a safe considered impregnable, and made themselves masters of the enormous sum of 350,000 francs in notes of the Bank of France. There are light spots on a few pages. See other titles by this author available from Kessinger Publishing.

File Number 113 or The Secret of the Plundered Safe $30.95 Gaboriau was the first French novelist to write detective novels. His character Monsieur Lecog, private detective, first appeared in the novel, The Widow Lerouge. The novel begins: The following item appeared in the evening journals of Paris, dated Tuesday, February 28, 18-, under the head of City News: There was great consternation this morning in the banking and financial centers, caused by a daring robbery at the house of one of our eminent money-spinners, M. Andre Fauvel. The bold and skillful depredators by some means entered the banking establishment, where they forced a patent lock of a safe considered impregnable, and made themselves masters of the enormous sum of 350,000 francs in notes of the Bank of France. There are light spots on a few pages. See other titles by this author available from Kessinger Publishing.

File Number 113 or the Secret of the Plundered Safe $16.77 Used – Gaboriau was the first French novelist to write detective novels. His character Monsieur Lecog, private detective, first appeared in the novel, The Widow Lerouge. The novel begins: The following item appeared in the evening journals of Paris, dated Tuesday, February 28, 18-, under the head of City News: There was great consternation this morning in the banking and financial centers, caused by a daring robbery at the house of one of our eminent money-spinners, M. Andre Fauvel. The bold and

File Number 113 or the Secret of the Plundered Safe $16.89 New – Gaboriau was the first French novelist to write detective novels. His character Monsieur Lecog, private detective, first appeared in the novel, The Widow Lerouge. The novel begins: The following item appeared in the evening journals of Paris, dated Tuesday, February 28, 18-, under the head of City News: There was great consternation this morning in the banking and financial centers, caused by a daring robbery at the house of one of our eminent money-spinners, M. Andre Fauvel. The bold and

File Number 113 or the Secret of the Plundered Safe $37.95 Gaboriau was the first French novelist to write detective novels. His character Monsieur Lecog, private detective, first appeared in the novel, The Widow Lerouge. The novel begins: The following item appeared in the evening journals of Paris, dated Tuesday, February 28, 18-, under the head of City News: There was great consternation this morning in the banking and financial centers, caused by a daring robbery at the house of one of our eminent money-spinners, M. Andre Fauvel. The bold and skillful depredators by some means entered the banking establishment, where they forced a patent lock of a safe considered impregnable, and made themselves masters of the enormous sum of 350,000 francs in notes of the Bank of France. There are light spots on a few pages. See other titles by this author available from Kessinger Publishing.